💰 Loan & Project Finance Advisory
Fuel Your Growth with Strategic Loan & Funding Solutions
Whether you're expanding operations, starting a new venture, or looking for working capital support, structured financing is key to your success. Our firm offers comprehensive loan and project finance advisory, helping businesses secure the most suitable financial products from banks, NBFCs, and government schemes.
We guide you through the entire funding lifecycle—from preparing detailed documentation and loan proposals to helping you choose the best financing options and negotiating favorable terms. With experience across industries and funding types (term loans, CC limits, OD, machinery finance, business loans), we ensure you get what you need - without delays or roadblocks.
With our expertise by your side, you can make better borrowing decisions, reduce interest burden, and scale your business with confidence. As a business owner or entrepreneur, funding is the lifeline of your growth. Whether you need capital to start a new venture, expand operations, purchase machinery, or build infrastructure, Loans & Project Finance solutions are crucial. We, as your Chartered Accountant (CA) service partner, help you plan, prepare, and process the right financial solutions tailored to your goals.
Here are the main types of loans and project finance services available for businesses and individuals:
Purpose: For purchasing fixed assets like machinery, equipment, or commercial property.
Tenure: Medium to long term (up to 10 years)
Repayment: Monthly/quarterly installments
Purpose: To manage day-to-day operational costs (inventory, salaries, bills, etc.)
Tenure: Short term (up to 1 year, renewable)
Types: Overdraft, cash credit, bill discounting
Purpose: To finance long-term infrastructure or industrial projects
Clients: MSMEs, startups, manufacturing units, real estate developers
Includes: Land, construction, plant & machinery, labour, and pre-operative expenses
Purpose: Raise funds by pledging residential/commercial property
Suitable For: Business expansion, education, marriage, medical emergencies
Purpose: For business expansion, purchasing inventory, marketing, etc.
No Collateral Required
Ideal For: MSMEs, startups, sole proprietors
Purpose: To purchase industrial, agricultural, or medical equipment
Offered To: Manufacturing units, hospitals, contractors, etc.
Purpose: Project-specific loans for real estate developers
Includes: Land purchase, building construction, marketing, and RERA compliance
For Individual Clients
Includes: Home purchase, construction, or renovation with best interest rate offers
Every loan requires proper documentation and financial planning. Here’s what you’ll typically need:
Business vintage (minimum 1–3 years for some loans)
Healthy credit score (CIBIL 700+ preferred)
Stable income or turnover
Positive net worth or collateral (if secured loan)
Clean banking and tax records
PAN Card, Aadhaar/Address Proof
Business registration certificate (GST, MSME, Partnership Deed, etc.)
3 years of audited financials (Balance Sheet, P&L, ITR)
Current A/c Bank statements (12 months)
Project Report or Business Plan (for term/project loans)
Quotation or invoice for asset purchase (if applicable)
Collateral documents (if applicable)
A strong Project Report is a key to securing project loans. We help you with:
Business Model & Industry Analysis
Financial Projections (P&L, Balance Sheet, Cash Flow)
Break-even Analysis
Funding Requirement & Utilization
Repayment Plan
SWOT Analysis & Risk Assessment
Note: Many banks reject loan applications due to poor or missing project reports — we ensure yours is professionally prepared and compliant with bank/NBFC norms.
As your trusted CA service provider, we offer end-to-end support for loans & project finance:
✓ Tailored solutions based on your business model
✓ Expert support with banking norms, ratios & compliance
✓ CA-certified documentation and financial analysis
✓ Transparent and result-oriented approach
✓ Assistance for both startups and established businesses